Bankruptcy News - Personal bankruptcy information provides an overview to bankrutpcy law.
News, statistics, directories of professionals, and information on filing for bankruptcy.
Bankruptcy News - Personal bankruptcy information provides an overview to bankrutpcy law.

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125 Looking For An Effective Bankruptcy Lawyer Posted By : Dean Shainin

Bankruptcy Backfire! Is Bankruptcy Reform Biting the Hand that Fed it? Posted By : Warren GrahamBankruptcy Reform may be backfiring on those who funded it: banks and credit card issuers, as reduced usage and balance reduction, by those who can manage it is hurting the profit centers, while obstacles to others will, the author submits, lead to calls for revisions to protect consumers.

124 types of bankruptcy

Moving?While in a chapter 13 we know that people move. Many reasons why they move are because they have surrendered their home through their bankruptcy and it is now time for them to rent or lease a new place to live. Others may already be renting and may move because their lease or […]

Can I purchase home while in Chapter 13 Bankruptcy?You can purchase a home while in active Chapter 13 bankruptcy. As with any debt/loan you attempt to incur while in bankruptcy you must file a motion to borrow/incur with the court and provide sales contract for home. The Chapter 13 Trustee has guidelines that are followed to ensure that each debtor is treated fairly. […]

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123 Can I purchase home while in Chapter 13 Bankruptcy?

Filing bankruptcy rules and filing bankruptcy statisticsBankruptcy has been around for as long as debt has existed. It has slowly evolved into the legal entity it is today over a long period of time. Today, people constantly look for bankruptcy services and want to check out new bankruptcy law in order to be better informed about their bankruptcy cases. People concerned […]

122 Miles Credit Card - Truth Be Told Posted By : Robert Alan

Looking For An Effective Bankruptcy Lawyer Posted By : Dean ShaininYour lawyer can also stop your creditors harassment, immediately once you retain a lawyer to file your bankruptcy they will start taking your creditor calls.

Bankruptcy lawyer Posted By : Ken CharnlyWhat can be more pathetic than being bankrupt? It has to be making the decision to file for bankruptcy. And what can make it more pathetic is to find a good bankruptcy lawyer for this purpose.

filing bankruptcy with a lawyerWhy should you file bankruptcy with a lawyer? First reason is, a bankruptcy lawyer does bankruptcy, namely chapter 13 and chapter 7 cases, for a living, you do not. Secondly, a bankruptcy lawyer will be able to do tasks much faster and more efficient than yourself. If you desire the least stress possible in a […]

121 Navigating the New Bankruptcy Laws

What You Need To Know Before Filing For BankruptcyBankruptcy often seems like an easy way out of a stressful debt situation, but there is more to it than it first seems. Find out some of the disadvantages of declaring bankruptcy, as well as how to determine if it is the best solution.

Getting Help with a Viable Bankruptcy AlternativeA young person can suddenly find himself caught in a financial situation that is difficult to handle these days. Young student can find it hard to resist temptation when credit card companies are passing credit cards out like candy on campuses all over the country. They can easily rationalize that they need a credit card for emergencies.

How to Get a Home Loan if You’ve Been BankruptedOkay, so you’ve heard the dreaded ‘B’ word or maybe you’re living it now? Chances are you have heard all of the talk about bankruptcy and finance, and you probably believe that if you are or have been bankrupted, you have no hope on earth of getting a mortgage, let alone any finance at all. You can be forgiven for believing this, because many mortgage brokers will run the other way if you approach them saying, “Help me get a loan, I am/have been bankrupt!” The good news is that if you have been bankrupted - even if you are currently bankrupt right now - you can get a home loan!

120 Bankruptcy Backfire! Is Bankruptcy Reform Biting the Hand that Fed it? Posted By : Warren Graham

When Bankrupting Is Worthwhile Posted By : Kevin MuirFor many business owners bankruptcy seems scary but, sometimes, declaring bankruptcy is a worthwhile strategy. If you are considering the possibility of declaring bankrupting for your business, this article will review some key points you must know. It covers both Chapter 7 and Chapter 11.

CO-SignersIF possible never cosign on any thing for anyone. By doing so you are just as responsible for the debt just the same if you have the idem as the other person. If it was a car and that car was reposed You or that person will have to pay the difference of what that […]

Do I Need An Attorney to File Bankruptcy?I have run across many Debtors who try and file a bankruptcy on their own (pro se) instead of hiring an attorney. They get all the paperwork and fill it out, then file it with the court. The problems they run into are that there are so many little details involved in filing […]

119 Keeping records after Bankruptcy discharge

What are the pros and cons of filing bankruptcy?Bankruptcy can be intimidating and challenging. If you do not know how the process works and/or do not know how to begin the process, you can be overwhelmed fast. Here at bankruptcyhome.com, we want to help you have the quickest and easiest bankruptcy process possible. Online bankruptcy can be the first step in figuring out […]

Student loansStudent loans can not be discharged in a bankruptcy. They are consider an unsecured loan like a credit card but they are federally back so they can not be forgiven. If someone wants to put them in a chapter 13 and pay them then they have to pay all their creditor all the money […]

118 What Bankruptcy Really Means for Your Financial Future

Is Bankruptcy Right for Dealing With Your Debt?There are a lot of situations and circumstances in one’s life over which one has little or no control. This is a very serious situation and has to be treated as such. No one likes to admit that their financial situation has reached such a state where they are now actually considering declaring bankruptcy. The reasons could range from medical bills, a large credit card debt, redundancy or losing your job or due to some other factor like a divorce. Now that you have identified you position you would need to get some basic facts cleared before you take the next step…

The Basics of BankruptcyMost people don’t understand bankruptcy until they are faced with it. Even then, a lot of people still don’t understand what is really happening. In the most general terms, bankruptcy allows a person having financial difficulties to wipe out his or her debt and start fresh. People file bankruptcy for numerous reasons: divorce, unemployment, death in the family, lawsuits, illness, medical bills, foreclosures and credit card debt.

Bankruptcy Loans: Equity Can Save Your Day!For those who have undergone a bankruptcy process, getting finance can seem almost impossible. Truth is that when a lender considers an application, a credit history stained with default or bankruptcy can scare him away. However, you can always obtain finance with the aid of the equity you’ve built on your home.

117 Refiling Bankruptcy after previously receiving Discharge.

Property TaxesEverybody who owns a home is responsible for paying property taxes. Property taxing authorities have an automatic lien on your house and must get paid. When a Debtor filed for bankruptcy, if they owe property taxes they will have to be paid through the bankruptcy. Many people have the property taxes escrowed […]

Chapter 7A chapter 7 is the easy way to discharge all unsecured debts. Examples of unsecured debts are credit cards, medical bills, broken apartment leases, cars that have been reposed, houses that have been foreclosed on, old bank accounts that were closed by the bank because of over draft charges, some bad business dealings, some […]

116 Navigating the New Bankruptcy Laws

Common Mistakes that Lead to BankruptcyAll across the United States, there are many people who have to turn to bankruptcy as the last resort to their financial problems. Bankruptcy is not something that happens overnight, but there are a variety mistakes that are made that lead to finally ending up in bankruptcy. If you want to avoid bankruptcy in your financial future, it is important that you identify common mistakes that are made so you can avoid them yourself, or so you can change what you are doing to avoid dealing with bankruptcy in your life.

Bankruptcy Chapter 7 - The Liquidation Chapter Posted By : Dean ShaininThe most frequently used bankruptcy law is the Chapter 7, often called the Liquidation Bankruptcy. It involves the complete liquidation of a debtor’s property, with the proceeds used to pay off the debts.


Bankruptcy is a legally declared inability or impairment of ability of an individual or organization to pay their creditors. A declared state of bankruptcy can be requested by creditors in an effort to recoup a portion of what they are owed; however, in the overwhelming majority of cases, the bankruptcy is initiated by the bankrupt individual or organization.

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