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	<title>Bankruptcy Information</title>
	<link>http://www.bankruptcyx.info</link>
	<description>Personal bankruptcy information provides an overview to bankrutpcy law. News, statistics, directories of professionals, and information on filing for bankruptcy.</description>
	<pubDate>Mon, 16 Apr 2007 20:00:12 +0000</pubDate>
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		<title>Bankruptcy Law - A Basic Discourse Posted By : Dean Shainin</title>
		<link>http://www.bankruptcyx.info/2007/04/16/bankruptcy-law-a-basic-discourse-posted-by-dean-shainin-3/</link>
		<comments>http://www.bankruptcyx.info/2007/04/16/bankruptcy-law-a-basic-discourse-posted-by-dean-shainin-3/#comments</comments>
		<pubDate>Mon, 16 Apr 2007 20:00:12 +0000</pubDate>
		<dc:creator>Raul</dc:creator>
		
		<category>Bankruptcy</category>

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		<description><![CDATA[Landlords Rejoice! The Bankruptcy Code Loves You Posted By : Warren GrahamCertain changes in the bankruptcy laws, which were enacted &#8216;under the radar screen&#8217; afford dramatic improvements in the rights of commercial landlords, at just the time when they might come in handiest, due to a slowing economy and softer real estate values.
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			<content:encoded><![CDATA[<p><a href="http://articles.directorygold.com/Article/Landlords-Rejoice--The-Bankruptcy-Code-Loves-You/15626" alt="Landlords Rejoice! The Bankruptcy Code Loves You Posted By : Warren Graham" title="Landlords Rejoice! The Bankruptcy Code Loves You Posted By : Warren Graham" style="text-decoration:none;display:block;">Landlords Rejoice! The Bankruptcy Code Loves You Posted By : Warren Graham</a>Certain changes in the bankruptcy laws, which were enacted &#8216;under the radar screen&#8217; afford dramatic improvements in the rights of commercial landlords, at just the time when they might come in handiest, due to a slowing economy and softer real estate values.</p>
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		<title>Reinstating</title>
		<link>http://www.bankruptcyx.info/2007/04/16/reinstating/</link>
		<comments>http://www.bankruptcyx.info/2007/04/16/reinstating/#comments</comments>
		<pubDate>Mon, 16 Apr 2007 06:00:14 +0000</pubDate>
		<dc:creator>Raul</dc:creator>
		
		<category>Bankruptcy</category>

		<guid isPermaLink="false">http://www.bankruptcyx.info/2007/04/16/reinstating/</guid>
		<description><![CDATA[Knowing When You Need A Bankruptcy Attorney Posted By : Jon ArnoldKnow when you need to talk with a bankruptcy attorney and what they will do on your behalf.
Life After Bankruptcy - Bankruptcy Loans Posted By : Dean ShaininLoans can indeed serve as getting a debtor&#8217;s life back in order after bankruptcy. Credit, loans, and [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://articles.directorygold.com/Article/Knowing-When-You-Need-A-Bankruptcy-Attorney/28681" alt="Knowing When You Need A Bankruptcy Attorney Posted By : Jon Arnold" title="Knowing When You Need A Bankruptcy Attorney Posted By : Jon Arnold" style="text-decoration:none;display:block;">Knowing When You Need A Bankruptcy Attorney Posted By : Jon Arnold</a>Know when you need to talk with a bankruptcy attorney and what they will do on your behalf.</p>
<p><a href="http://articles.directorygold.com/Article/Life-After-Bankruptcy---Bankruptcy-Loans/16721" alt="Life After Bankruptcy - Bankruptcy Loans Posted By : Dean Shainin" title="Life After Bankruptcy - Bankruptcy Loans Posted By : Dean Shainin" style="text-decoration:none;display:block;">Life After Bankruptcy - Bankruptcy Loans Posted By : Dean Shainin</a>Loans can indeed serve as getting a debtor&#8217;s life back in order after bankruptcy. Credit, loans, and mortgages can provide the perfect means for a previously bankrupt individual or company to finally re-establish their credit.</p>
<p><a href="http://articles.directorygold.com/Article/You-re-Suing-ME---Adding-Insult-to-Injury-to-Creditors-of-Bankrupt-Debtors/14557" alt="You're Suing ME?! Adding Insult to Injury to Creditors of Bankrupt Debtors Posted By : Warren Graham" title="You're Suing ME?! Adding Insult to Injury to Creditors of Bankrupt Debtors Posted By : Warren Graham" style="text-decoration:none;display:block;">You&#8217;re Suing ME?! Adding Insult to Injury to Creditors of Bankrupt Debtors Posted By : Warren Graham</a>Creditors, already stuck with bad receivables in bankruptcy cases are doubly outraged when they are then sued for a &#8216;preference,&#8217; which is a certain kind of payment made on the eve of bankruptcy. Recent amendments to the Bankruptcy Code have substantially leveled the playing field.</p>
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		<title>Home Equity Loans Versus Bankruptcy</title>
		<link>http://www.bankruptcyx.info/2007/04/14/home-equity-loans-versus-bankruptcy/</link>
		<comments>http://www.bankruptcyx.info/2007/04/14/home-equity-loans-versus-bankruptcy/#comments</comments>
		<pubDate>Sat, 14 Apr 2007 14:30:14 +0000</pubDate>
		<dc:creator>Raul</dc:creator>
		
		<category>Bankruptcy</category>

		<guid isPermaLink="false">http://www.bankruptcyx.info/2007/04/14/home-equity-loans-versus-bankruptcy/</guid>
		<description><![CDATA[Avoiding BankruptcyBankruptcy an option for individuals or organizations who don&#8217;t have the financial means to repay the money they owe their creditors. In such cases, the person or organization can file for bankruptcy in the courts. Though bankruptcy is mostly filed by the person or organization, in some cases, it can be filed by the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://ezinearticles.com/?Avoiding-Bankruptcy&amp;id=408216" alt="Avoiding Bankruptcy" title="Avoiding Bankruptcy" style="text-decoration:none;display:block;">Avoiding Bankruptcy</a>Bankruptcy an option for individuals or organizations who don&#8217;t have the financial means to repay the money they owe their creditors. In such cases, the person or organization can file for bankruptcy in the courts. Though bankruptcy is mostly filed by the person or organization, in some cases, it can be filed by the creditors themselves, to help them recover a portion of their losses.</p>
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		<title>Life After Bankruptcy&#8230; Now What? 5 Ways to Repair Your Credit After Bankruptcy</title>
		<link>http://www.bankruptcyx.info/2007/04/13/life-after-bankruptcy-now-what-5-ways-to-repair-your-credit-after-bankruptcy/</link>
		<comments>http://www.bankruptcyx.info/2007/04/13/life-after-bankruptcy-now-what-5-ways-to-repair-your-credit-after-bankruptcy/#comments</comments>
		<pubDate>Fri, 13 Apr 2007 10:30:18 +0000</pubDate>
		<dc:creator>Raul</dc:creator>
		
		<category>Bankruptcy</category>

		<guid isPermaLink="false">http://www.bankruptcyx.info/2007/04/13/life-after-bankruptcy-now-what-5-ways-to-repair-your-credit-after-bankruptcy/</guid>
		<description><![CDATA[BankruptcyInformation on bankruptcy!
How to Stop Creditors ColdIf you&#8217;re afraid to answer the phone because your creditors havebeen calling every night; and you&#8217;re worried that one of them isgoing to call your boss and tell him you&#8217;re a deadbeat;  andjust trying to pay off your bills leaves you almost nothing forfood - it time you [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://ezinearticles.com/?Bankruptcy&amp;id=330002" alt="Bankruptcy" title="Bankruptcy" style="text-decoration:none;display:block;">Bankruptcy</a>Information on bankruptcy!</p>
<p><a href="http://ezinearticles.com/?How-to-Stop-Creditors-Cold&amp;id=329878" alt="How to Stop Creditors Cold" title="How to Stop Creditors Cold" style="text-decoration:none;display:block;">How to Stop Creditors Cold</a>If you&#8217;re afraid to answer the phone because your creditors havebeen calling every night; and you&#8217;re worried that one of them isgoing to call your boss and tell him you&#8217;re a deadbeat;  andjust trying to pay off your bills leaves you almost nothing forfood - it time you thought about bankruptcy.</p>
<p><a href="http://ezinearticles.com/?Finding-The-Right-Bankruptcy-Attorney-To-Get-Fast-Debt-Relief&amp;id=263155" alt="Finding The Right Bankruptcy Attorney To Get Fast Debt Relief" title="Finding The Right Bankruptcy Attorney To Get Fast Debt Relief" style="text-decoration:none;display:block;">Finding The Right Bankruptcy Attorney To Get Fast Debt Relief</a>If you retain a bankruptcy attorney be sure to have all the details of the new laws explained to you. An effective bankruptcy attorney should at least take the time to explain all the details before you file and give you an idea of how to manage your debt and how to eliminate your debt burden altogether.</p>
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		<title>Who May File For Chapter 7</title>
		<link>http://www.bankruptcyx.info/2007/04/12/who-may-file-for-chapter-7/</link>
		<comments>http://www.bankruptcyx.info/2007/04/12/who-may-file-for-chapter-7/#comments</comments>
		<pubDate>Thu, 12 Apr 2007 02:15:11 +0000</pubDate>
		<dc:creator>Raul</dc:creator>
		
		<category>Bankruptcy</category>

		<guid isPermaLink="false">http://www.bankruptcyx.info/2007/04/12/who-may-file-for-chapter-7/</guid>
		<description><![CDATA[Don&#8217;t Let Bankruptcy Stop You From Getting A LoanBankruptcy can get in your way when searching for finance. Once a lender reads bankruptcy on a credit report, he is scared away immediately. Yet, there is no reason to let bankruptcy come between you and your desired loan. There are lenders willing to approve loans after [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://ezinearticles.com/?Dont-Let-Bankruptcy-Stop-You-From-Getting-A-Loan&amp;id=474627" alt="Don't Let Bankruptcy Stop You From Getting A Loan" title="Don't Let Bankruptcy Stop You From Getting A Loan" style="text-decoration:none;display:block;">Don&#8217;t Let Bankruptcy Stop You From Getting A Loan</a>Bankruptcy can get in your way when searching for finance. Once a lender reads bankruptcy on a credit report, he is scared away immediately. Yet, there is no reason to let bankruptcy come between you and your desired loan. There are lenders willing to approve loans after bankruptcy provided that you meet certain requirements&#8230;</p>
<p><a href="http://ezinearticles.com/?Bankruptcy-Personal-Pros-and-Cons&amp;id=433272" alt="Bankruptcy Personal Pros and Cons" title="Bankruptcy Personal Pros and Cons" style="text-decoration:none;display:block;">Bankruptcy Personal Pros and Cons</a>Considering opting for the help of bankruptcy personal? Before you do so, pay attention to these pros and cons regarding this matter.</p>
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		<title>What Bankruptcy Really Means for Your Financial Future</title>
		<link>http://www.bankruptcyx.info/2007/04/10/what-bankruptcy-really-means-for-your-financial-future-2/</link>
		<comments>http://www.bankruptcyx.info/2007/04/10/what-bankruptcy-really-means-for-your-financial-future-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2007 20:30:23 +0000</pubDate>
		<dc:creator>Raul</dc:creator>
		
		<category>Bankruptcy</category>

		<guid isPermaLink="false">http://www.bankruptcyx.info/2007/04/10/what-bankruptcy-really-means-for-your-financial-future-2/</guid>
		<description><![CDATA[Can we convert our case?I met with a client a couple days ago because she wanted to convert her case to a Chapter 7.  The stay was lifted on her house and they no longer had anything to pay through the bankruptcy.  Before the appointment was set, my paralegal asked them if they [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.bankruptcyhome.com/bankruptcyblog/2007/04/05/can-we-convert-our-case/" alt="Can we convert our case?" title="Can we convert our case?" style="text-decoration:none;display:block;">Can we convert our case?</a>I met with a client a couple days ago because she wanted to convert her case to a Chapter 7.  The stay was lifted on her house and they no longer had anything to pay through the bankruptcy.  Before the appointment was set, my paralegal asked them if they had a change in [&#8230;]</p>
<p><a href="http://ezinearticles.com/?How-Long-Does-it-Take-to-Recover-from-Personal-Bankruptcy&amp;id=340507" alt="How Long Does it Take to Recover from Personal Bankruptcy" title="How Long Does it Take to Recover from Personal Bankruptcy" style="text-decoration:none;display:block;">How Long Does it Take to Recover from Personal Bankruptcy</a>The more time you have after your bankruptcy is discharged the more opportunities you&#8217;ll have to get credit.</p>
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		<title>Pre Foreclosure Tips</title>
		<link>http://www.bankruptcyx.info/2007/04/09/pre-foreclosure-tips/</link>
		<comments>http://www.bankruptcyx.info/2007/04/09/pre-foreclosure-tips/#comments</comments>
		<pubDate>Mon, 09 Apr 2007 07:15:08 +0000</pubDate>
		<dc:creator>Raul</dc:creator>
		
		<category>Bankruptcy</category>

		<guid isPermaLink="false">http://www.bankruptcyx.info/2007/04/09/pre-foreclosure-tips/</guid>
		<description><![CDATA[The Loan Amount Issue On Bankruptcy LoansObtaining finance after a bankruptcy process is rather complicated but if you know the credit and income requirements you&#8217;ll need to meet and what kind of loan and amount to require, you&#8217;ll increase your chances of getting approved.
Bankruptcy Advice: To Find Out All About Filing Bankruptcy!Make the most out [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://ezinearticles.com/?The-Loan-Amount-Issue-On-Bankruptcy-Loans&amp;id=514326" alt="The Loan Amount Issue On Bankruptcy Loans" title="The Loan Amount Issue On Bankruptcy Loans" style="text-decoration:none;display:block;">The Loan Amount Issue On Bankruptcy Loans</a>Obtaining finance after a bankruptcy process is rather complicated but if you know the credit and income requirements you&#8217;ll need to meet and what kind of loan and amount to require, you&#8217;ll increase your chances of getting approved.</p>
<p><a href="http://ezinearticles.com/?Bankruptcy-Advice:-To-Find-Out-All-About-Filing-Bankruptcy!&amp;id=448144" alt="Bankruptcy Advice: To Find Out All About Filing Bankruptcy!" title="Bankruptcy Advice: To Find Out All About Filing Bankruptcy!" style="text-decoration:none;display:block;">Bankruptcy Advice: To Find Out All About Filing Bankruptcy!</a>Make the most out of filing bankruptcy. With sound bankruptcy advice learn how to pay off your debts without harassment; and a way out to completely eradicating many, if not all of your financial headaches.</p>
<p><a href="http://ezinearticles.com/?The-Growing-Wave-of-Bankruptcies&amp;id=328236" alt="The Growing Wave of Bankruptcies" title="The Growing Wave of Bankruptcies" style="text-decoration:none;display:block;">The Growing Wave of Bankruptcies</a>Are you fond of using credit cards? If you are then I know you are aware that you have to be careful when using them. I&#8217;m a big spender and I often use credit cards to buy any item that catches my fancy. The problem is that I was getting so carried away with my shopping that I did not realize that I accumulated close to $20,000 in debts.</p>
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		<title>Divorce</title>
		<link>http://www.bankruptcyx.info/2007/04/08/divorce/</link>
		<comments>http://www.bankruptcyx.info/2007/04/08/divorce/#comments</comments>
		<pubDate>Sun, 08 Apr 2007 07:00:16 +0000</pubDate>
		<dc:creator>Raul</dc:creator>
		
		<category>Bankruptcy</category>

		<guid isPermaLink="false">http://www.bankruptcyx.info/2007/04/08/divorce/</guid>
		<description><![CDATA[Before FilingBefore filing a bankruptcy there are some major things that you should not do!  Do not go run up all your credit cards by doing such things as buying that big screen you have been wanting, using a credit card to get a cash advance in order to hide the money under your [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.bankruptcyhome.com/bankruptcyblog/2007/04/04/beffore-filing/" alt="Before Filing" title="Before Filing" style="text-decoration:none;display:block;">Before Filing</a>Before filing a bankruptcy there are some major things that you should not do!  Do not go run up all your credit cards by doing such things as buying that big screen you have been wanting, using a credit card to get a cash advance in order to hide the money under your mattress, [&#8230;]</p>
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		<title>Can the IRS levy my wages while in Chapter 13 bankruptcy?</title>
		<link>http://www.bankruptcyx.info/2007/04/06/can-the-irs-levy-my-wages-while-in-chapter-13-bankruptcy/</link>
		<comments>http://www.bankruptcyx.info/2007/04/06/can-the-irs-levy-my-wages-while-in-chapter-13-bankruptcy/#comments</comments>
		<pubDate>Fri, 06 Apr 2007 16:00:11 +0000</pubDate>
		<dc:creator>Raul</dc:creator>
		
		<category>Bankruptcy</category>

		<guid isPermaLink="false">http://www.bankruptcyx.info/2007/04/06/can-the-irs-levy-my-wages-while-in-chapter-13-bankruptcy/</guid>
		<description><![CDATA[Can the IRS levy my wages while in Chapter 13 bankruptcy?While in active Chapter 13 bankruptcy you are protected by the automatic stay therefore the Internal Revenue Service cannont levy your wages for income taxes owed. Any prior taxes years owed to the I.R.S. should be included and paid in your Chapter 13 bankruptcy plan.If [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.bankruptcyhome.com/bankruptcyblog/2007/04/05/can-the-irs-levy-my-wages-while-in-chapter-13-bankruptcy/" alt="Can the IRS levy my wages while in Chapter 13 bankruptcy?" title="Can the IRS levy my wages while in Chapter 13 bankruptcy?" style="text-decoration:none;display:block;">Can the IRS levy my wages while in Chapter 13 bankruptcy?</a>While in active Chapter 13 bankruptcy you are protected by the automatic stay therefore the Internal Revenue Service cannont levy your wages for income taxes owed. Any prior taxes years owed to the I.R.S. should be included and paid in your Chapter 13 bankruptcy plan.If you recieve letter from the I.R.S. with intentions to levy [&#8230;]</p>
<p><a href="http://www.bankruptcyhome.com/bankruptcyblog/2007/04/04/chapter-13-debtor-with-loss-of-income/" alt="Chapter 13 Debtor with loss of income" title="Chapter 13 Debtor with loss of income" style="text-decoration:none;display:block;">Chapter 13 Debtor with loss of income</a>A Chapter 13 debtor should contact thier attorney as soon any loss in income occurs. In some cases, your attorney may be able to file Chapter 13 plan modification to decrease your monthly plan payment for 2-3 months to allow you opportunity to replace the loss of income.  When loss of income occurs in [&#8230;]</p>
<p><a href="http://www.bankruptcyhome.com/bankruptcyblog/2007/04/04/chapter-13-agreed-orders/" alt="Chapter 13 Agreed Orders" title="Chapter 13 Agreed Orders" style="text-decoration:none;display:block;">Chapter 13 Agreed Orders</a>If Motion for Relief is filed by a creditor in Chapter 13 bankrupcy case then the creditor is alleging that the debtor is delinquent on payments owed directly to them outside the Chapter 13 plan or debtor has fallen behind on bankruptcy plan payment to the Trustee. A motion for relief is generally filed by [&#8230;]</p>
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		<title>The Loan Amount Issue On Bankruptcy Loans</title>
		<link>http://www.bankruptcyx.info/2007/04/05/the-loan-amount-issue-on-bankruptcy-loans/</link>
		<comments>http://www.bankruptcyx.info/2007/04/05/the-loan-amount-issue-on-bankruptcy-loans/#comments</comments>
		<pubDate>Thu, 05 Apr 2007 22:45:20 +0000</pubDate>
		<dc:creator>Raul</dc:creator>
		
		<category>Bankruptcy</category>

		<guid isPermaLink="false">http://www.bankruptcyx.info/2007/04/05/the-loan-amount-issue-on-bankruptcy-loans/</guid>
		<description><![CDATA[InsuranceI have previously talked about the importance of having insurance while in bankruptcy.    I encountered a situation yesterday, in which the importance of insurance became tangible.  One of my Debtors called and said that her car had been reposed.  I thought it was for payments, because we were trying to [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.bankruptcyhome.com/bankruptcyblog/2007/04/04/insurance-2/" alt="Insurance" title="Insurance" style="text-decoration:none;display:block;">Insurance</a>I have previously talked about the importance of having insurance while in bankruptcy.    I encountered a situation yesterday, in which the importance of insurance became tangible.  One of my Debtors called and said that her car had been reposed.  I thought it was for payments, because we were trying to [&#8230;]</p>
<p><a href="http://ezinearticles.com/?Bankruptcy-Loans-Based-On-Equity-Can-Solve-Your-Problems&amp;id=501375" alt="Bankruptcy Loans Based On Equity Can Solve Your Problems" title="Bankruptcy Loans Based On Equity Can Solve Your Problems" style="text-decoration:none;display:block;">Bankruptcy Loans Based On Equity Can Solve Your Problems</a>If you&#8217;ve a bankruptcy on your credit report, chances are you won&#8217;t be able to obtain financing through traditional sources. Yet, you can still obtain funds that will help you recover your credit score and history by applying for bankruptcy loans based on equity.</p>
<p><a href="http://ezinearticles.com/?Chapter-13-Bankruptcy&amp;id=408217" alt="Chapter 13 Bankruptcy" title="Chapter 13 Bankruptcy" style="text-decoration:none;display:block;">Chapter 13 Bankruptcy</a>Chapter 13 is one of the methods that individuals can use to file for bankruptcy. This bankruptcy filing offers individuals a way to financially reorganize themselves under the supervision of a federal bankruptcy court.  Chapter 13 is mostly used by individuals with a regular source of income to rehabilitate themselves by fulfilling the plan approved by the federal bankruptcy court. This differs from a Chapter 7 bankruptcy filing in that Chapter 7 offers immediate and complete relief from several debts.</p>
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